Our Services
Development Finance
Development finance is not normally regulated by the Financial Conduct Authority. Your property may be repossessed if you do not keep up repayments on any debt secured against it.
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From ground-up developments to complex conversions, we arrange bespoke development finance tailored around your project. We structure funding solutions that support each stage of the journey, from land purchase and construction through to completion and exit.
Development finance is usually released in stages against build progress and assessed on the scheme, the costs and your experience. We help you present a project clearly and match it with the right lender.
Ground-Up Development
Ground-up development finance funds a project from bare or cleared land through to completion, typically released in stages against build progress. It suits experienced and, with the right support, first-time developers.
- Funding for land purchase and build costs
- Staged drawdowns released against monitored progress
- How lenders assess gross development value and costs
- Your experience, team and track record
We help you present the scheme clearly and match it with a lender suited to its size and complexity.
Conversion Finance
Converting a building to a new use — for example commercial premises to residential — can unlock significant value. Conversion finance funds the works, with lenders considering planning, permitted development and the end values.
- Commercial-to-residential and other change-of-use conversions
- Planning permission and permitted development considerations
- Staged funding against the conversion works
- Exit via sale or a term mortgage on completion
We work through the numbers and the exit with you before recommending a facility.
Self-Build Mortgages
Building your own home is hugely rewarding but funded differently from buying an existing property. Self-build mortgages release money in stages as the build progresses.
- Funds released at agreed build stages
- Arrears or advance stage-payment options
- Lenders experienced in self-build and custom-build
- Managing cash flow across the build programme
We help you choose a structure that keeps the project funded from foundations to finish.
Exit Finance
When a development is complete or nearing completion, exit finance can replace more expensive development funding, ease cash flow and give you time to sell units at the right price.
- Repaying development finance on or before completion
- Reducing finance costs once units are built
- Releasing equity to fund the next project
- Time to achieve the right sale prices rather than rushing
We help you transition from development funding to a sensible exit facility.